About Rob Roderick
Rob Roderick is a fintech and AI product leader, the founder of Cash Balancer, a pilot, and Lobo's human.
I build financial products that help people get ahead. Today I lead credit and lending products at Cleo, and I'm the founder of Cash Balancer, a free iOS app that helps young adults get out of debt. I started it on a simple belief: the people who most need help with money shouldn't have to pay for it or hand over their bank login to get it.
Before that I was the first product hire at Mesa, led buy now, pay later virtual cards at Cash App and Afterpay from launch to $3.7B in annual purchase volume, launched a borderless bank account at BBVA, co-founded the safety app Noonlight, and spent three years on TurboTax and Mint at Intuit building programs that helped people improve their finances. I started in product in 2010 at Plum District, then Deem and AgLocal, and led product and engineering at Breathometer, the first company funded by all five sharks on Shark Tank.
I took my first college class at 12, finished two years of college by 16, and went on to earn a B.S. in Business Entrepreneurship and an M.B.A. from the University of San Francisco.
I live for the mountains. I moved to Lake Tahoe to learn to fly and became a certificated pilot in December 2022. I've been on skis since I was 2 and now spend 60 or more days a year on a snowboard. The rest of the time I'm hiking, climbing, cycling or camping with Lobo, my goofy Siberian husky.
In my free time I build software, like Cash Balancer, and small hacks that make my everyday life, finances and health better. I'm also an average chef who makes an excellent PB&J and grilled cheese.
I've put in more than 1,000 hours of community service helping low-income children and the elderly, and I donate plasma and platelets regularly with my rare AB+ blood. My motto: work hard and be nice.
Contact Rob
Accolades
Highlights
- Led Cash App & Afterpay's BNPL virtual cards to $3.7B in annual purchase volume
- Co-founded Noonlight, the #1 personal safety app, with a financial exit
- Delivered $1.5B+ a year in benefits through TurboTax Benefit Assist
- Launched the world's first global borderless bank account at BBVA
- Led product and engineering at Breathometer, the first company funded by all five sharks on Shark Tank
- 1,000+ hours of community service
Patents
- Six US patent applications filed in March 2026, all patent pending
- 64/015,662: AI financial document extraction and validation
- 64/015,671: Document image-to-voice explanation
- 64/015,678: Natural language financial scenario modeling
- 64/021,714: Voice-based investor emotion detection and coaching
- 64/021,726: Crowd-sourced investor sentiment aggregation
- 64/021,741: Advisor-facing client emotion intelligence
Licenses
- Certificated pilot (December 2022)
- M1 motorcycle license
- Boat captain license
- Notary license
- And more
Education
- M.B.A., University of San Francisco
- B.S. in Business Entrepreneurship, University of San Francisco
- First college class at 12; two years of college finished by 16